Find the best options for repaying your student loansDeveloped in partnership with
Based on your loans and income, you qualify for 7 repayment plans.
Choose a plan below to see how it compares to all the others.
You pay a fixed amount each month of at least $50 for up to 10 years.
Discretionary Income: Your discrectionary income is your adjsuted gross income (typically what you declare in your income tax returns) minus 150% of the Fedral Poverty Guideline for your family size.
Partial Financial Hardship: If your annual payment under the Standard Fixed 10 year plan is greater than a percentage of your discrectionary income, you qualify as having a partial financial hardship. The percentage is 15% for IBR plans, and 10% for PAYE plans.